We are proud to collaborate with a highly respected life settlement brokerage firm, fully licensed and operating within the United States. This trusted agency excels in helping policyholders convert costly or underperforming life insurance policies into immediate cash value, unlocking financial potential that may otherwise go untapped. Their end-to-end services include expert policy assessments, access to a wide network of competitive buyers, and clear, honest guidance throughout the entire settlement process. Their mission centers on maximizing policy value, enhancing financial flexibility, and delivering efficient, client-focused results. They also equip financial professionals like us with powerful tools and expert insights to successfully navigate the world of life settlements. This partnership allows us to extend these benefits to those exploring this option—offering a path to meaningful liquidity and potentially life-changing financial freedom.
Sell Your Life Insurance Policy
Welcome
Why Liquidate Life Insurance?
Liquidating life insurance policies can provide policyholders with immediate access to cash that might otherwise be tied up for years. This option is especially valuable for individuals who no longer need their policy—perhaps because their financial situation has changed, their beneficiaries are financially secure, or they want to free up funds for important expenses such as medical bills, home improvements, or debt repayment. By selling their life insurance policy through a life settlement, they can convert the policy’s value into ready cash, often receiving more than the policy’s cash surrender value from the insurance company.
Additionally, liquidating a life insurance policy can be a smart financial strategy for seniors or those facing unexpected financial challenges. It allows them to maximize the value of their policy while they are still alive, providing extra resources to improve their quality of life, cover long-term care, or invest in new opportunities. Instead of simply letting the policy lapse or surrendering it for minimal value, a life settlement offers a positive alternative that turns a dormant asset into a meaningful financial benefit. This empowers policyholders to make the most of their resources on their own terms, supporting their goals and needs today.
Life insurance settlements have evolved into a smart financial option for policyholders, especially seniors, who no longer need or can afford their life insurance coverage. This process allows individuals to sell their existing life insurance policy to a third party for more than the cash surrender value, but less than the death benefit. The life settlement industry has grown significantly in recent decades, offering new financial freedom and flexibility. With regulatory oversight in many U.S. states and increasing awareness of policyholder rights, this secondary market continues to provide a valuable solution for those looking to convert an unwanted or unneeded policy into immediate cash.
This growing industry is rooted in the recognition that life insurance policies are considered personal assets—just like real estate or stocks—and can be sold for their fair market value. Life settlements are especially beneficial for those facing high premiums, changing financial needs, or who want to redirect funds toward healthcare, retirement, or long-term care. The transaction involves a detailed review of the policy and the insured's life expectancy, and once sold, the new owner becomes responsible for premium payments and collects the death benefit when the insured passes away. With increasing education and transparency in the market, more people are discovering that a life settlement can be a powerful alternative to simply surrendering or lapsing their policy—turning a previously overlooked asset into a source of renewed opportunity.
We have been assisting individuals and families in the life settlement needs since 2017. Whether you're downsizing, paying down debt or moving to another country, we are here to help with fast, free quotes for your immediate consideration.
Client Testimonials
Meet William "Skip" Licht
History of Life Ins. Settlements
William has been assisting individuals and families in their move to Costa Rica for over 20 years. He understands that many of those who are moving to another country do not require life insurance anymore. Their children are grown and are doing well or they have ample assets already. He has partnered with a company that allows substantial payouts for those who qualify. This provides liquidity to those who are perhaps starting a new life away from their home country.
Testimonial #1 – Susan M., Tampa, Florida:
"When I first heard about life settlements, I was skeptical. But after speaking with the team, I realized I had an asset just sitting there. Selling my life insurance policy gave me the financial freedom I needed to enjoy my retirement without stress. I paid off my mortgage, took a long-overdue trip to visit my grandchildren, and even set aside funds for future adventures. The process was smooth, professional, and empowering. I’m so grateful I made the call!"
Testimonial #2 – Richard T., Denver, Colorado:
"I was facing rising medical expenses and a policy that no longer served my needs. A friend suggested I explore a life settlement, and I’m so glad I did. The staff treated me with care and respect, walking me through every step. I received more than I expected and was able to cover my expenses and still have a comfortable cushion. This service changed my life and gave me peace of mind."
Who qualifies for a life settlement?
Typically, individuals aged 65+ or those with significant health changes. Policies must have a face value of at least $100,000.
How much is a life insurance policy worth?
The value depends on factors like the insured’s age, health, policy type, premiums, and death benefit.
You have many more questions. We are here to answer all of your questions and to address all of your concerns. Contact us today for information. .
Resources & Support
A life settlement is a financial transaction in which a policyholder sells their existing life insurance policy to a third party for a lump sum cash payment—often significantly more than the surrender value. This option is ideal for seniors who no longer need their policy, can no longer afford premiums, or simply want to unlock the hidden value of their asset. Once sold, the buyer assumes responsibility for future premiums and becomes the policy’s beneficiary. Life settlements offer a powerful and practical solution for turning an unused policy into immediate funds that can be used for retirement, healthcare, travel or any other personal goals.
You're in good hands once you get started with the process. Contact us today to get started. .
Frequently-Asked Questions
See What Your Policy is Worth. .
Cash in Your Coverage. . Live Life NOW! / Over 65 / Fast Offers & Quick Closing
Liquidate Your Unneeded Life Insurance
Policy & Realize the Hidden Value. .
Special Interest Given to
Our Past Clients &
to Those Who are Considering a Move or Who Have Already Moved to Costa Rica. .
Ready to Get Started?
With more than 200 years of combined expertise in the secondary market, the executive team and professional staff have successfully brokered more than $20 billion
in policy face value.
Contact Us Today for Immediate Consideration:
William "Skip" Licht
WhatsApp: 754-423-8823 USA
Email: costaricagoodnews@gmail.com
